Head Of Compliance

About the role

In this role, the Head of Compliance will develop and implement AML, KYC, and transaction monitoring processes at Karta.io, a FinTech company that offers virtual cards and crypto solutions. The position involves analyzing fraud and suspicious activities while collaborating with banks, payment service providers, and regulators.

Karta.io operates with a distributed team and values autonomy, allowing you to work without micromanagement. Success in this role will be measured by the effectiveness of compliance systems you build and your ability to navigate the complexities of financial regulations across various jurisdictions.

Who this role suits

• A compliance professional with 5–8+ years of experience in AML and risk management.
• Someone who has successfully built or transformed compliance systems from the ground up.
• An individual who is comfortable working in uncertain conditions and can take ownership of complex tasks.
• A candidate with a strong understanding of payment flows, including cards and crypto.

From the employer

Responsibilities

• Build AML/KYC/KYB/CTF processes and transaction monitoring
• Analyze suspicious activity/fraud/chargebacks/abuse cases
• Work with banks, PSPs, crypto partners, and regulators
• Conduct sanctions screening (OFAC/EU/UK) and risk assessment
• Participate in launching new markets and products
• Work with Sumsub/Onfido, Chainalysis/TRM Labs/Elliptic

Requirements

• 5–8+ years in Compliance / AML / risk
• Built or transformed a compliance system from scratch
• Designed risk logic and transaction monitoring
• Deep understanding of AML/KYC/KYB/sanctions (WW/EU/UK)
• Understanding of payment flows (cards/PSP) and basic crypto flows
• Experience working with banks and payment providers
• Comfortable taking ownership in uncertain conditions
• English from B2+

Conditions

• Format: fully remote, GMT+3—GMT+8
• Payment: market-level, in USDT or $ — to be discussed in the meeting